MonthAugust 2019

Legitimate judgment in car foreign currency loan case

Half a year ago, the verdict on a foreign currency creditor of a car, who had been sued by his bank, was only first degree. The verdict is now final and the court gave the truth to the foreign currency creditor represented by law firm, the contract was declared null and void.

What was the final judgment?

What was the final judgment?

This week, a car loan foreign currency loan represented by law firm, a well-known and now final judgment in the case of a foreign currency loan, was made in the Metropolitan Court. On the basis of the judgment, the loan agreement previously concluded between the parties is null and void.

Reason for nullity

The contract is invalid due to the use of the exchange rate gap between the foreign exchange rate used by the bank and the bank, as it was not included in the contract as a cost to the consumer. A financial institution would have been required by law to indicate the costs associated with the contract and their annual percentage rate. Failure to do so will result in the contract being null and void.

Based on these, are all similar contracts void?

Based on these, are all similar contracts void?

The question arises that if such a judgment was made in this case, then why is this not the case with each foreign currency creditor contract? After all, the law is binding on everyone. In spite of the law, why can’t we announce that every debtor can go out of court? The reason is:

Many rules have to be taken into account in litigation. It is important for the parties to ask what they say and what they can prove. In the event of nullity, the court has more options to remedy the situation. The decision is made by the courts independently, they are not bound to a decision made in other cases, nor to judgments that are favorable or detrimental to the debtor. In all cases, the judge in charge must consider the arguments, arguments, facts and evidence in the proceedings. In a litigation procedure, it is usually not easy to make a decision, requiring serious legal expertise from both the litigants and the court.

What will the Mansion soon decide?

Today, we can read some news about foreign currency loans almost daily. The latest news reports included the Court’s decision in December to establish a legal unity to provide guidance on foreign currency lending matters.

What is a Unity Decision?

What is a Unity Decision?

In all cases, the courts make their own decisions and are not bound by judgments given by other courts in similar cases. However, there is an exception, and that is the decision on legal unity. The unity decision can always only be made by the Supreme Judicial Forum and in cases where the judgments so far formed are not unified in the case of a case type or a matter of principle. So in cases where contradictory judgments are made on the same issue. This can be clearly stated in matters concerning foreign currency loans.

What is the Unity Decision Good for?

If there is a unanimous decision on a matter of principle, then the courts are already bound. In other words, it is then up to them to decide whether they comply with the principles laid down in the Unity Decision. The case law of the courts can thus be made uniform.

 

How to get a 1000 euro loan? What institutions?

Obtaining a 1000 euro loan is a very simple financial transaction today, which can also be performed directly online or through a dedicated credit line.
In reality, although requesting and obtaining financing is very complex, see how to get 50,000 euros, asking for a loan of 1000 euros is very common, and also relatively fast.
To obtain a loan of 1000 euros, there are different ways, depending on your economic and income situation. In fact, as we will see shortly, it is possible to obtain a 1000 euro loan with revolving cards, with a finalized loan, with a personal loan, with a loan repurchased and possibly with a salary transfer.
It seems absurd to say, but one of the biggest problems in applying for a loan of 1000 euros is precisely the amount that is too low, not very fruitful for credit institutions.

In this article we talk about

  • 1 Ways to get a 1000 euro loan quickly
  • 2 The cheapest 1000 euro loan
  • 3 Get a 1000 euro loan without a paycheck

The ways to get a 1000 euro loan quickly

The ways to get a 1000 euro loan quickly

There are several ways to apply for a loan of 1000 euros quickly, the most common are the loans obtained through revolving cards and finalized loans.
The revolving cards are credit cards that act as a credit line to always have with you, so this is not a real 1000 euro loan. In fact, once the initial contract has been signed, it is possible to pay for its goods with the credit card, until the available credit is used up, which will then be repaid the following month or in installments. In short, even if it is not a real 1000 euro loan, it is a practical, fast and efficient solution, even if it is considerably more expensive.
The prestigious finalized by 1000 euros is a solution that has been back in the limelight for some years. This is a particular loan that is paid in the store where the purchase is made. In reality, it is improper to talk about a loan of 1000 euros when it comes to targeted loans, as the amount will only correspond to the cost of the good or service purchased. However, even in this case, they are very fast financially.

The cheapest 1000 euro loan

The cheapest 1000 euro loan

When instead the desire to choose a convenient 1000 euro loan is replaced by practicality, nothing beats the classic personal loan. Getting a 1000 euro loan through personal financing is very simple, there are so many offers and maybe the only real problem is the really low amount. To compare the different offers and the various estimates, we recommend comparing half-time TANs and APRs.
Another way to request and obtain a 1000 euro loan is undoubtedly the sale of the fifth, a form of financing that is also extremely cheap, in which the installments are paid through a portion of one’s salary which, as the name implies, cannot exceed one quinto.

Get a 1000 euro loan without a paycheck

Generally, in order to obtain a loan without a payslip, loans are used either for loans or by proxy loans, however, the low amount pushes many institutions to offer the 1000 euro loan without too many problems.
It is clear that protesters, foreclosures and bad payers will have greater difficulty in accessing a loan of 1000 euros, however, with patience, calm and constancy even these categories will be able to find an institution available to grant credit.

In general, we conclude the posts by reporting some offers, however, there are dozens of comparators on the web that will signal many institutions willing to offer a loan of 1000 euros, so all that remains is to start looking.